Verify-Then-Settle Escrow

┌─────────────────────────────────────────────────────────────────────────────┐
│                    VERIFY-THEN-SETTLE ESCROW PROTOCOL                       │
│                                                                             │
│  1. Reserve: Buyer Agent locks funds in escrow (status: RESERVED)           │
│     POST /api/v1/public/escrow/reserve                                      │
│                                                                             │
│  2. Commit & Deliver: Provider fulfills request with ProviderCommitment     │
│     { mode: "exact_hash", commitment: "sha256...", ... }                    │
│                                                                             │
│  3. Autonomous Verify: Buyer agent verifies deliverable locally:            │
│     exact_hash: SHA-256(canonical JSON deliverable) === commitment          │
│     schema_conformance: validates required fields, types & timestamp        │
│                                                                             │
│  4. Settlement or Dispute:                                                  │
│     • If VALID: Buyer confirms -> funds released to Provider (RELEASED)     │
│     • If INVALID: Buyer disputes -> funds refunded to Buyer (REFUNDED)      │
│     • If TIMEOUT: ArcenPay auto-refunds after challenge window              │
└─────────────────────────────────────────────────────────────────────────────┘

import { ArcenAgent } from "@arcenpay/agent";

const agent = new ArcenAgent({
  privateKey: process.env.AGENT_PRIVATE_KEY!,
  chainId: 9100000,
});

// 1. Fetch under commit-reveal escrow terms
const { response, payload, verified, commitment, disputeReceipt } = await agent.fetchEscrowed(
  "https://provider.analytics.org/alpha/orderbook",
  {
    escrowMode: "exact_hash",
    maxPrice: "2.50",
  }
);

if (verified) {
  console.log("Deliverable verified! Funds settled to provider.");
  console.log("Data payload:", payload);
} else {
  console.warn("Verification failed! Automatic dispute filed.");
  console.log("Refund receipt:", disputeReceipt);
}